Innovative Tech Drives New Customers
Customer Story
Swiss Mobiliar needed technology guidance to develop a Usage Based Insurance Policy based on driving behavior as a new way to attract young drivers.
Company
Swiss Mobiliar
a division of the Mobiliar Cooperation
Headquarters
Bern, Switzerland
Industry
Insurance
Solution
msg.IoTA and CleverDrive App
- Integrated end-to-end solution
- Data transformation, trip data enriched with location and policy data
- Scoring models for each driver to replace outdated premium systems
- Flexible and scalable solution to enable further growth and expansion
Challenges
Modernize Processes & Data Delivery
- Inflexible insurance premiums, based on generic groupings (age, gender, hometown)
- Lack of ability to tailor individual premiums and risk groups
- Device performance, reliability, & system stability
- Large data sets and quality
Benefits
Record. Analyze. Score.
- Fast implementation ahead of schedule
- Created integrated risk models, maintenance, and result analyzis
- Customer engagement increased through the mobile app
- Modern platform improved operational excellence
Swiss Mobiliar's new Pay-How-You-Drive (PHYD) Tariff System
Telematics CleverDrive App with msg.IoTA
As described by Mobiliar:
”It's very simple. Install the ”My Mobiliar” and ”CleverDrive” apps and stick the Bluetooth beacon to the windscreen of your vehicle. Then, all you have to do is activate Bluetooth every time you drive and set off. Your driving data is automatically recorded and analyzed. You can check your score anytime in the ”My Mobiliar” app.
If something does happen despite your safe driving style, you can call the breakdown service directly in the ”My Mobiliar” app - in Switzerland and throughout Europe, thanks to Mobi24 Vehicle Assistance.”
msg global
Supporting Swiss Mobiliar
We bring expertise, a customer-centric philosophy, and a focus on innovation to everything we do.
Insurance Expertise
Solution development and implementation focused on the insurance market.
Strategic Consulting
Focus on long-term success and a cooperative partnership.
Digital Transformation
New telematics insurance concepts to expand product portfolio.
Implementation Approach
Effective management for a complex digital transformation.
Project Delivery
As Promised
On-Time and On-Budget
Team Performance
Remarkable
Teamwork Across the Globe
Project Management
Proper Planning
Created Successful Outcomes
How can we help?
Contact Us Today
Over 2,500 insurance professionals work globally under the msg brand. At client locations, development offices and innovation centers, we continually add to our expertise to exceed client expectations.